Norris, Beggs and Simpson Financial Services, Portland, Ore., arranged $8.5 million to refinance Kirkland Waterfront Market, a 24,000-square-foot mixed-use building in Kirkland, Wash. NBS Financial Services Principal Blake Hering, Jr. and Financial Analyst Matt Illias also arranged $4.1 million to refinance Vista Pointe Luxury Apartments in South Salem, Ore., marking the third transaction in a series of residential properties for a local borrower in Salem. NBS Financial will service the loan for lender Genworth Financial.