Background & Experience
Todd B. Harding began his mortgage banking career in 1986. He joined his family firm, Harding Fletcher Company, and began his career underwriting real estate mortgages and becoming knowledgeable of construction components of commercial transactions through the tutelage of Portland’s brightest mortgage banking professionals. In 1990, Todd was named Vice President of Harding Fletcher Company in charge of all mortgage production for its Portland office. Upon the acquisition of Harding Fletcher Company in 1995, Todd moved to Norris, Beggs & Simpson, where he has attained Vice President status. He was recognized as NBS Financial's 2008 Finance Officer of the Year. Todd has an outstanding knowledge of commercial real estate with a focus on office, industrial and retail properties. His broad based knowledge has also allowed him to close several high profile multi-family projects.

Todd continues to develop outstanding client relationships for real estate investors, developers and owners/users. His ability to understand complicated transactions has allowed him to exceed his borrower’s objectives. Transactions such as mixed-use tax credit and owner/user transactions have helped Todd gain a reputation as a leader in the marketplace as one who can analyze a situation and solve the borrower’s financing needs.

Todd is married to his wife Lisa and has four children, Taylor, Katie, Hunter and Cassidy.

Education
Todd graduated in 1986 from Linfield College and Portland State University.